Hanaa Al Hinai is the Chief Executive Officer of Liva Insurance Oman, the country’s largest and most diversified insurer. With over 24 years of experience across the insurance and banking sectors, Hanaa brings deep expertise in property & casualty (P&C), life & health (L&H) insurance, retail banking, transformation, investments, customer strategy, product innovation, and regulatory engagement.

Since taking the helm at Liva, Hanaa has led the company through one of Oman’s most successful insurance integrations — the merger of NLGIC and Al Ahlia — ensuring uninterrupted service and setting a benchmark for operational excellence and cultural alignment.

Hanaa holds a Master’s in Finance and a Bachelor’s in Financial Risk Management from the University of Victoria, Australia. She is an alumna of Oman’s National CEO Program, delivered by IMD and the Diwan of Royal Court, and has completed executive programs at London Business School and Queen’s University. She also holds a Certificate in Insurance from the UK’s Chartered Insurance Institute and is a Certified Islamic Banker accredited by CIBAFI.

Her leadership has earned widespread recognition, including:

• Insurance CEO of the Year – Alam Al-Iktisaad Awards
• Premium Insuretech CEO of the Year – Signature 100 Awards
• Woman of the Year 2022 – Oman Al Mara Excellence Awards
• Most Inspirational CEO (Insurance Category) – Women’s Tabloid Awards

Hanaa is known for her strategic clarity, people-first leadership style, and passion for building purpose-driven, digitally forward insurance businesses.